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Positive Pay is a powerful fraud prevention tool that easily detects counterfeit and fraudulent checks and unauthorized items on a daily basis through Business Digital Banking. The checks are compared to the issued check file the business uploads to our secure portal. The service will compare check numbers and dollar amounts for mismatches. Any mismatched items will generate an exception for the business to review for payment. The Community Bank’s Positive Pay service helps your business detect suspicious transactions, reducing the risk of financial loss and safeguarding the reputation of your business.

• Access Positive Pay through Business Digital Banking
• Receive daily notifications to review unexpected transactions
• All checks presented that do not match the business’ issued item list will be flagged as exceptions in Business Digital Banking. The business will have the option to either approve or reject the exception items.