APY = Annual Percentage Yield. Rates effective as of [AUTO DATE - DO NOT TOUCH]. Fees may reduce earnings.

Reward Checking* See Details

Balance Rate APY
$0 - $10,000.99 2.97% 3.01%
$10,001 & greater 0.25% 0.25%
All balances if qualifications not met 0.10% 0.10%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Reward Checking account each monthly qualification cycle:

  • Have at least 10 point-of-sale Check Card purchases post and settle.
  • Have 1 automatic payment, direct deposit, or bill pay transaction post and settle.
  • Receive and review FREE e-Statements.

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Real Giving* See Details

Balance Rate APY
$0 - $10,000.99 2.97% 3.01%
$10,001 & greater 0.25% 0.25%
All balances if qualifications not met 0.10% 0.10%

Qualifications

To earn your rewards, just do the following transactions and activities in your Real Giving account during each Monthly Qualification Cycle:

  • Have at least 10 point-of-sale Check Card purchases post and settle.
  • Have 1 automatic payment, direct deposit, or bill pay transaction post and settle.
  • Receive and review FREE e-Statements.

Even if you don't meet your qualifications during the cycle, your Real Giving account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Select Checking See Details

Balance APY
$100,000 & Greater 0.10%
$75,000 - $99,999 0.10%
$25,000 - $74,999 0.10%
$5,000 - $24,999 0.05%
$0 - $4,999 n/a

Real Saver* See Details

Balance Rate APY
0 - $10,000.99 0.51% 0.51%
$10,001 & greater 0.25% 0.25%
All balances if qualifications not met 0.10% 0.10%

Qualifications

Qualifying for Reward Checking rewards automatically qualifies you for the highest Real Saver rate too. Simply do the following activities and transactions in your Reward Checking account each monthly qualification cycle:

  • Have at least 10 point-of-sale Check Card purchases post and settle.
  • Have 1 automatic payment, direct deposit, or bill pay transaction post and settle.
  • Receive and review FREE e-Statements.

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Other Savings

Community Market See Details

Balance APY
$100,000 & Greater 0.15%
$75,000 - $99,999 0.10%
$25,000 - $74,999 0.10%
$5,000 - $24,999 0.05%
$0 - $4,999 n/a

Current CD Specials See Details

Term Length APY Minimum Amount to Open
12 Month 0.35%* $5,000.00
17 Month 0.40%* $5,000.00
24 Month 0.60%* $5,000.00
36 Month 0.65%* $5,000.00
37 Month One Bump 1.60% $5,000.00
60 Month One Bump 1.25%* $5,000.00

May be subject to early withdrawal penalty.

*APY available only with an active Community Bank checking account and the CD/IRA interest is either paid into that checking account or added onto the CD/IRA. If no checking account is open, the APY will be reduced by .15%.

CDs See Details

Term Length APY Minimum Amount to Open
182 Day 0.10% $2,500.00
12 Month 0.20% $2,500.00
17 Month 0.25% $2,500.00
24 Month 0.45% $2,500.00
36 Month 0.50% $2,500.00
60 Month 1.10% $2,500.00

May be subject to early withdrawal penalty.

IRA Specials See Details

Term Length APY Minimum Amount to Open
12 Month 0.35%* $2,500.00
17 Month 0.40%* $2,500.00
24 Month 0.60%* $2,500.00
36 Month 0.65%* $2,500.00
37 Month One Bump 1.60% $2,500.00
60 Month One Bump 1.25%* $2,500.00

May be subject to early withdrawal penalty.

*APY available only with an active Community Bank checking account and the CD/IRA interest is either paid into that checking account or added onto the CD/IRA. If no checking account is open, the APY will be reduced by .15%.

IRAs See Details

Term Length APY Minimum Amount to Open
182 Day 0.10% $1,000.00
12 Month 0.20% $1,000.00
17 Month 0.25% $1,000.00
24 Month 0.45% $1,000.00
36 Month 0.50% $1,000.00
60 Month 1.10% $1,000.00

May be subject to early withdrawal penalty.

Business CD Specials See Details

Term Length Interest Rate APY Minimum Amount to Open
12 Month 0.35%1 0.35%1 $5,000.00
17 Month 0.40%1 0.40%1 $5,000.00
24 Month 0.60%1 0.60%1 $5,000.00
36 Month 0.65%1 0.65%1 $5,000.00
60 Month One Bump CD 1.24%1 1.25%1 $5,000.00

1APY available only with an active Community Bank checking account and the CD/IRA interest is either paid into that checking account or added onto the CD/IRA. If no checking account is open, the APY will be reduced by .15%.

Business CDs See Details

Term Length Interest Rate APY Minimum Amount to Open
182 Day CD 0.10% 0.10% $2,500.00
12 Month CD 0.20% 0.20% $2,500.00
17 Month CD 0.25% 0.25% $2,500.00
24 Month CD 0.45% 0.45% $2,500.00
36 Month CD 0.50% 0.50% $2,500.00
60 Month CD 1.09% 1.10% $2,500.00

Business Select Checking See Details

Balance Interest Rate APY Minimum Amount to Open
$100,000 & Greater 0.10% 0.10% $100.00
$75,000-$99,999 0.10% 0.10% $100.00
$25,000-$74,999 0.10% 0.10% $100.00
$5,000-$24,999 0.05% 0.05% $100.00
$0-$4,999 N/A N/A $100.00

Business Statement Savings See Details

Balance Interest Rate APY Minimum Amount to Open
$0-$20 0% 0% $100.00
$20.01 & Greater 0.10% 0.10% $100.00

Business Market See Details

Balance Interest Rate APY Minimum Amount to Open
$1,000,000.00 & Greater 0.65% 0.65% $100.00
$250,000-$999,999.99 0.20% 0.20% $100.00
$75,000-$249,999.99 0.10% 0.10% $100.00
$25,000-$74,999.99 0.10% 0.10% $100.00
$0-$24,999 0.05% 0.05% $100.00

Business Retirement Accounts (SEP IRA & SIMPLE IRA) See Details

Term Length APY* Minimum Amount to Open
182 Day 0.10% $1,000.00
12 Month 0.20% $1,000.00
17 Month 0.25% $1,000.00
24 Month 0.45% $1,000.00
36 Month 0.50% $1,000.00
60 Month 1.10% $1,000.00

*APY available only with an active Community Bank checking account and the CD/IRA interest is either paid into that checking account or added onto the CD/IRA. If no checking account is open, the APY will be reduced by .15%.