Purchasing the right home or refinancing an existing mortgage can be one of the most important decisions you'll ever make. At The Community Bank, we'll make sure you get the right mortgage loan, with competitive rates and terms that fit your budget.

  • Low, competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of loan programs available:
    • Standard mortgage products
      • Conventional
      • FHA
      • Rural Development
      • VA
      • Construction
      • Raw and Developed Vacant Land
    • Alternative Lending Solutions
      • 100% Financing with no PMI
      • NEW 8/1 ARM
      • Farm Loans
      • Unconventional Properties
      • Rehab Loans – comparable to FHA 203k with no PMI
  • Budget-friendly repayment terms, unique to your situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process
  • Ready to get started? Please contact our mortgage lenders at (740) 454-7800.
Interest Rate Options

Fixed Rate Mortgage

Enjoy the security of a fixed monthly payment for the life of the loan with a Fixed Rate Mortgage from The Community Bank.

Adjustable Rate Mortgage

Get a reduced monthly payment by taking advantage of a lower initial interest rate with an Adjustable Rate Mortgage. Periodic caps are in place to limit the interest rate adjustments over the term of the loan.

Ready to get started? Please contact our mortgage lenders at (740) 454-7800.


Our Welcome Home Program begins March 1, 2019! The Federal Home Loan Bank has set aside Affordable Housing grants of up to $5,000 to help with down payment and closing costs. Welcome Home funds are available for a limited time and are awarded on a first come, first serve basis. Contact our mortgage lenders today at 740.454.7800 to learn more about this limited time program!

Click here for more information on guidelines regarding the Welcome Home Program.

Mortgage Lending Team

Bob Hoover

1102 Hebron Road
Heath, Ohio 43056
Phone: 740-455-5847
Email: bhoover@thecombank.com
NMLS# 426527

Erika Kirkpatrick

Erika Kirkpatrick

1102 Hebron Road
Heath, Ohio 43056
Phone: 740-455-5848
Email: ekirkpatrick@thecombank.com
NMLS# 700718


Lisa Karling

113 North Fifth Street
Zanesville, Ohio 43701
Phone: 740-454-7800
Email: lkarling@thecombank.com
NMLS# 427921

Sharon George

Sharon George

902 Wheeling Avenue
Cambridge, Ohio 43725
Phone: 740-432-4957
Email: sgeorge@thecombank.com
NMLS# 1016695


Tom Weeks

113 N. Fifth Street
Zanesville, Ohio 43701
Phone: 740-454-7800
Email: tweeks@thecombank.com
NMLS# 426523