Your home is your greatest financial resource. Why not use it to get a competitive rate so you can afford that next big purchase? With all loan decisions made locally by our experienced lenders, we can help you get the cash you need in the form of a one-time loan or a convenient line of credit.

Home Equity Line of Credit (HELOC)

Instead of getting one lump sum, a line of credit gives you access to a predetermined amount of money to borrow as you need it. You don't pay interest on amounts you don't use.

  • Low, competitive rates for ongoing or seasonal needs
  • The existing equity in your home is used as collateral backing
  • Flexible repayment terms that work uniquely for you
  • Funds available anytime without reapplying
  • Revolving credit — as principal is repaid, more becomes available for use
  • Easy access to funds, via your VISA® Check Card or by check
  • The interest paid may be tax deductible*
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

If interested, please contact your local Community Bank lender or Banking Office.

Home Equity Installment Loan
  • Get funds to help you pay for home improvements, debt consolidations, and miscellaneous personal expenses.
  • Use funds for most anything
  • Competitive rates
  • Easy to apply
  • Flexible financing options with affordable payments
  • The interest paid may be tax deductible*
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

Ready to get started? Please contact your local Community Bank lender or Banking Office.

*Consult your tax advisor.