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Rates

Show employees how much you care by helping them save for retirement. Our business retirement accounts provide interest-bearing, tax-advantaged savings to companies of any size, including self-employed individuals. Boost your benefits package with a business IRA today.

  • Ideal for businesses of any size or self-employed individuals
  • Gain the respect of your employees
    • Help employees reach their retirement savings goals
    • Employee always has complete ownership of all SEP IRA money
  • Earn competitive interest on entire balance; view rates
  • Contributions are tax deductible; your business pays no taxes on earnings
    • Contributions made only by the employer
    • Only self-employed may make contributions on their own behalf
  • Little to no documents to file with government
  • Inexpensive to set up and operate
  • Flexible annual contributions — good plan if cash flow is unpredictable
  • Employee must first establish a traditional IRA, in which the employer will deposit SEP contributions
  • $1,000 minimum deposit to open
  • Available to any small business — generally with 100 or fewer employees
  • Gain the respect of your employees
    • Employees have the option to make self-contributions
    • Help employees reach their retirement savings goals
    • Employee always has complete ownership of all SIMPLE IRA money
  • Earn competitive interest; view rates
  • Employer must not have any other retirement plan
  • Minimal paperwork necessary; no filing requirements
  • Inexpensive to set up and operate
  • Lower contribution limits than some other retirement options
  • Employees share responsibility of growing their retirement
  • $1,000 minimum deposit to open

*Consult a tax advisor.