Personal Savings /

Certificates of Deposit (CDs)

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When it comes to investing your money, you want the best return you can get with the least amount of risk. A CD from The Community Bank offers both. Take advantage of a wide variety of terms to meet your needs and bump-up options so you can actually raise your rate during the term.

6 MONTH CD SPECIAL
  • Opening Balance: $2500
  • 2.20% APY* View Rates.
  • Active Community Bank checking account not required to qualify for this special CD rate of 2.20% APY.

           Ready to get started? Please contact your local Banking Office.

                 May be subject to early withdrawal penalty.
15 MONTH CD SPECIAL
  • Opening Balance: $2500
  • 1.77% APY* View Rates.
  • Active Community Bank checking account not required to qualify for this special CD rate of 1.77% APY.

    Ready to get started? Please contact your local Banking Office.

    May be subject to early withdrawal penalty.
37 MONTH ONE BUMP CD SPECIAL
  • Opening Balance: $2500
  • 2.30% APY* (with one bump offer) View Rates.
  • Active Community Bank checking account not required to qualify for this special CD rate of 2.30% APY.

    Ready to get started? Please contact your local Banking Office.

    May be subject to early withdrawal penalty.
    *The interest rate for this special is 2.27% with an annual percentage yield of 2.30%. Your interest rate and annual percentage yield may change. You may exchange the interest rate on your account for the new interest rate we are then offering on the 37 Month One Bump CD provided you meet all other qualifying terms & conditions on account chosen.
60 MONTH ONE BUMP CD SPECIAL
  • Opening Balance: $2500
  • 2.75% APY* (with one bump offer) View Rates.
  • Active Community Bank checking account not required to qualify for this special CD rate of 2.75% APY.

    Ready to get started? Please contact your local Banking Office.

    May be subject to early withdrawal penalty.
Details
  • Set aside for future savings goals
  • Competitive, fixed rate for length of term; view rates
  • Greater earnings than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 182 days to 5 years)
  • No setup or service fees
  • "Bump up" rate certificates available
  • Get multi-million dollar FDIC insurance with CDARS
  • Penalty for early withdrawal
  • $2,500-$5,000 minimum deposit to open
CDARS

Don't let FDIC regulations limit your investing potential. Through the CDARS®, Certificate of Deposit Account Registry Service®, we can provide you with multi-million dollar insurance on every dollar. 

Here's how it works: we'll invest your money in CDs at other participating banks in amounts under the maximum amount. We'll manage your CDs for you, so you only have to work with one bank.

  • Insured investments above FDIC limit
  • CD-level returns
  • Ease of working through one trusted relationship
  • Simplicity of one rate per maturity
  • Wide range of terms available
  • Consolidated statements
  • Penalty for early withdrawal
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