- Free account that builds your savings effortlessly
- Links to free Reward Checking account
- Reward Checking is required to open Real Saver
- Automatic transfers of Reward Checking earnings
- 0.51% APY* on balances up to $10,000.99
- 0.51% to 0.25% APY on balances over $10,001 depending on balance in account*
- 0.10% APY* if qualifications are not met on Reward Checking
- No monthly service fee
- No minimum balance to earn rewards
- Free Online Banking with Bill Pay
- Free Community Mobile banking
- Free e-Statements
- $100 minimum deposit to open
It’s easy to earn your rewards!
Qualifying for your Reward Checking rewards automatically qualifies you for the highest Real Saver rate, too. To earn your rewards, just do the following transactions and activities in your Reward Checking account during each Monthly Qualification Cycle:
- Have at least 10 point-of-sale Check Card purchases post and settle.
- Have 1 automatic payment, direct deposit, or bill pay transaction post and settle.
- Receive and review FREE e-Statements.
And if you don't meet these qualifications, don't worry. Your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.