My Financial Health

MY FINANCIAL HEALTH

Take control of your finances with My Financial Health. Monitor credit, protect your identity, track subscriptions, and build credit while renting - all in one convenient app, TCB’s Digital Banking. Peace of mind for you and your family starts here.

WHAT’S INCLUDED IN EACH PLAN 

See what’s included in the Free and Premium versions of My Financial Health. Compare features like credit monitoring, identity protection, subscription tracking, and financial wellness tools to find the plan that’s right for you.

 

 

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Benefits

Basic Features – FREE

  • Your credit score: Checkout your VantageScore 3.0
  • Dark web monitoring: The web is scanned for fraudulent use of customer’s personal information including name, address, email and more.
  • Personal information monitoring: The customer’s name is scanned in real time to see how much of their private information has been exposed on Data Broker sites.
  • Online subscription view:  Customer’s can access a consolidated view of their subscriptions to see where their money is going.  This includes accounts at TCB and accounts at other institutions if they have them linked to their Digital Banking with us.

Premium Features - Monthly charges deducted automatically; subscription renews until you cancel.

  • Credit monitoring and alerts from all 3 bureaus: Customer’s will receive an alert whenever there is a credit event such as a new account being opened or a hard credit inquiry.  Additional alerts, such as balance changes, public records, address changes, delinquencies, and credit score changes are also available.
  • Social Security Number monitoring: Will detect and prevent identity theft occurring outside of the credit bureaus’ vision.
  • Change of address alerts: Customers will be alerted when there has been an unauthorized change of address.
  • Identity theft insurance: Up to $1M of identity restoration and protection against identity theft.
  • Identity restoration: Hands-on assistance for customers in restoring compromised identity.
  • Removal of personal information from Data Broker sites: Customers can leverage automated services to continuously remove their personal data from these sites.
  • Ongoing web monitoring for newly exposed private information: The service will continuously monitor Data Broker sites and send alerts to the customer if their personal information resurfaces.
  • Online subscription cancellation: With just a single button, customers can cancel unused or low value subscriptions.
  • Credit building: Customers can build credit or establish credit history with credit building features with 0% interest.
  • Student loan assistance: Customers can view their total federal student loan balance, identify the plan with the most savings and enroll, and monitor details with timely recertification.
  • Rent reporting: Service will handle rent transaction detection, lease verification, and payment furnishing so that the customers’ rent payments are reported to the credit bureaus automatically.

 

  • Check with your wireless provider regarding data charges. 
  • Products and services may require enrollment.
  • See a Community Bank employee to walk you through the details and fully explain the benefits of this product.
  • Other terms and conditions, and fees may apply.