Real Tunes

Banking should be a delightful experience — not just for your wallet but for your eyes and ears too! Experience the difference with Real Tunes Checking. Get free music, movies, and apps from iTunes® and Amazon®, plus nationwide ATM withdrawal fee refunds.*

  • Free checking that pays you to shop online
    • Earn $5 in refunds for iTunes® or Amazon® purchases every month*
    • Get $25 in refunds for iTunes or Amazon purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Help local schools and non-profits with the free Community Pride option
  • Customize your VISA® Check Card with SliceOfLife
  • Free Online Banking with Bill Pay
  • Free Community Mobile Banking
  • Free e-Statements
  • Free VISA® Check Card
  • Unlimited check writing
  • First order of checks free
  • Bounce Protection Available
  • $100 minimum deposit to open

It's easy to earn your rewards!

To earn your full rewards, simply do the following transactions and activities within your Real Tunes account each Monthly Qualification Cycle:

  • Have at least 10 point-of-sale Check Card purchases post and settle.
  • Receive and review FREE e-Statements.

And if you don’t meet these qualifications, don’t worry. Your account is still free. And you can get right back to earning your full rewards the very next cycle that you qualify.

*iTunes® and Amazon® Sign-up Purchase Refunds

  • Receive iTunes® and/or Amazon® purchase refunds up to $25.00 with initial account opening (sign-up bonus) regardless of qualifications (must be used within the first 60 days of account opening or will be forfeited).

*iTunes® and Amazon® Monthly Purchase Refunds

  • Earn up to $5.00 in iTunes® and/or Amazon® purchase refunds each statement cycle when minimum qualifications are met (must be used within 30 days of being awarded per qualification cycle or will be forfeited). If you do not meet the qualifications one cycle, your account will still function as a free checking account; however, it will not receive ATM fee refunds or iTunes® and/or Amazon® purchase refunds for that time period. Sales taxes may apply potentially reducing the number of purchases reimbursed. iTunes® and Amazon® purchases will be refunded at the end of the statement cycle. iTunes® and Amazon® purchases must be made with the Check Card associated with your Real Tunes checking account. iTunes® is a trademark of Apple, Inc.®. This program is not endorsed by iTunes®, Apple® or® nor is there any actual or implied joint venture, partnership or relationship of any kind between The Community Bank and Apple's® iTunes® or®. Certain restrictions may apply.


  • To qualify and receive iTunes® and/or Amazon® purchase refunds and reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:
    • Have at least 10 point-of-sale Check Card purchases post and settle.
    • Be enrolled in Online Banking with Bill Pay and receive free e-Statements. Online Banking login required once every 90 days.
  • Enrollment in Online Banking with Bill Pay and in electronic statements (e-Statements) is required to meet certain qualifiers. Please contact us for details on how to enroll.
  • Please note that transactions MUST post to your account and settle during the monthly qualification cycle. They may not be in a pending state to qualify. Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. ATM transactions do not qualify.

Monthly Qualification Cycle and Monthly Statement Cycle Explanation

  • "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. Your account will be automatically qualified on that one day prior to the first day of the current statement cycle.

*ATM Fee Refunds

  • If you have met your qualifications for the month, we will reimburse you for domestic ATM fees up to $25.00 per monthly qualification cycle. ATM reimbursements will be credited to your account on the last day of your statement cycle.
  • ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per transaction. If you believe that you have not been reimbursed the correct amount, please contact The Community Bank Deposit Operations Department at (740) 454-1600. We must hear from you no later than 30 days after the statement cycle where the reimbursement was applicable. Corrective ATM reimbursements will be made at The Community Bank's discretion. Note: ATM withdrawals do not count as qualifying Check Card transactions for purposes of earning rewards within this account.

Other Account Information

  • You must deposit $100.00 to open this account.
  • Available to personal accounts only.
  • Limit one account per Social Security Number (SSN).
  • Bounce Protection available.
  • No minimum balance required.
  • No monthly service charge.
  • Certain restrictions may apply. See a Community Bank Customer Service Representative to walk you through the details and fully explain the benefits of this account.