Fraud Alerts & Protection
Protect Yourself from Identity Theft.
Identity theft is among the fastest growing crimes in the country, affecting millions of people every year. We want to help make sure you don't become one of those people. That's why The Community Bank has partnered with Deluxe to bring you Deluxe Provent, an integrated suite of identity theft protection. For an extremely low monthly fee, you can relax knowing your identity is safe and secure.
Deluxe Provent has the following theft protection choices: ID Restoration, Internet Monitoring, Credit Monitoring, Vault, and Emergency Card Services.
Ongoing searches of data and records available on the Internet to identify any known risks associated with up to 14 different consumer identity elements, such as credit card information, as well as alerts should anything be found.
The Community Bank provides all Select Checking account customers free ID Restoration through Deluxe Provent. These customers may upgrade their level of identity theft protection, for a small monthly fee, by visiting and enrolling at www.deluxeprovent.ezshield.com.
A dedicated specialist is assigned to each Deluxe Provent user to assist identity theft victims with restoration of their identity to pre-theft status, and is backed by The EZShield® Promise which states that in the event of an identity theft, EZShield will provide complimentary prevention, detection and restoration services for up to one year.
24/7 access to password-protected, encrypted secure information area containing essential personal information you want to manage and protect: identification, contact information, credit cards and bank accounts. EZShield Wallet helps to eliminate paper trails and reduces the risk of fraud and identity theft.
Daily monitoring and alerts to notify you or certain activities associated with your credit files.
Secure, digital off-site storage of important documents, with 24/7 secure online access.
Get Started Today!
Signing up for this valuable service is quick and easy:
- Visit www.deluxeprovent.ezshield.com to view the various options
- When you are ready to enroll, enter The Community Bank's Routing/Transit Number (044105576).
- You'll be walked through the steps for enrolling and activating your membership.
SUSPECT IDENTITY THEFT?
If an account holder has the Deluxe Provent ID Restoration membership and feel that they are a victim of identity theft, direct them to contact Deluxe Provent customer service directly at (866) 460-0095 or go online to www.deluxeprovent.ezshield.com to report the incident.
Phone Support: Deluxe and EZShield provide a Customer Support Team to provide secure and superior service and support for all products. The Support team is staffed with Certified Fraud Specialists during their standard hours of operation: Monday - Friday; 8am-8pm EST. During off-hours, including weekends, representatives are available to answer basic questions and forward account holder questions/requests to a certified specialist for response on the next business day. Off-hours inquiries will be responded to within 12 hours or less. The number to call for assistance is 1-866-460-0095.
Email Support: To further support account holders, Deluxe and EZShield will also provide email support for service inquiries, Frequently Asked Questions, and other service-related questions. The Email Response team provides support during their standard hours of operation: Monday-Friday; 8am-8pm EST. Email received during off-hours will receive a response the next business day. Email may be sent to email@example.com.
Community Bank Check Card Safety
Due to the rise in fraudulent Check Card activity worldwide, The Community Bank has enacted some security precautions to keep your funds, your personal information and The Community Bank as safe as we can.
Where will my card not work?
At The Community Bank we include purchase restrictions on Check Cards to protect you and The Community Bank. Below you will find our current restrictions. These restrictions are subject to change based upon notification and request from you and/or as risks arise or as our business needs dictate.
The Community Bank has blocked all transactions that you do not input your Personal Identification Number (PIN) in the following countries (This includes Internet transactions):
· Hong Kong
· Saudi Arabia
· South Africa
For all other countries, with the exception of The United States, Canada and The United Kingdom, each non-PIN based transaction will be limited to no more than $200.
For The United States, Canada and The United Kingdom there will be no restrictions on Check Card purchases.
The purpose of these restrictions is to stop any fraud before it occurs which protects you and The Community Bank. Please contact us and we will work with you to lift any restrictions for your legitimate transactions.
What should you do before you travel overseas?
To prevent restrictions to your cards when traveling or spending outside of your norm, you should contact The Community Bank to notify our Card Services Department of your travel/purchase dates and destination. We can adjust your card to allow signature based transactions for your travel area during your specific traveling dates. Another benefit of contacting us ahead of your travels so we may lift any restrictions is that using your Community Bank Check or Credit Card typically allows you to get a better foreign exchange rate.
Will my Check Card work in foreign ATM's?
Yes, The Community Bank has not restricted any transactions in which you enter your PIN. However, please be aware that you may be charged exchange fees from the institution that you are withdrawing money. Also, please note that The Community Bank has a $405 per day limit on ATM withdrawals, so if you are going to need more money than that on a daily basis, please call our Card Services Department and have your daily limit temporarily increased.
What should I do if my Check Card or Credit Card is stolen?
The Community Bank has many systems in place to help reduce the potential for fraud. If your Community Bank Check Card or Credit Card is stolen, please call our Card Services Department immediately at 740-454-1600. This will allow us to protect you from being held liable for any losses that may occur.
What does The Community Bank do to protect me?
Most banks, including The Community Bank, monitor transaction patterns for suspicious behavior. If for instance you purchased groceries in your home town and 30 minutes later your card was used trying to buy a computer in an Australian electronics store that would be considered suspicious activity.
What should I use when traveling?
A tool that many people are using for travel is our Community Bank VISA Gift Card. These work just like a Check Card, are prefunded, and are not tied to your checking account like a traditional Check Card. One of many advantages VISA Gift Cards present is if by chance your VISA Gift Card would be lost or stolen, replacing it is much easier than replacing your regular Check Card.
We recommend that when traveling overseas you use a combination of cash, a Community Bank Credit Card and a Community Bank VISA Gift Card.
Where should I call with additional questions?
Community Bank customers with questions regarding any of these restrictions can contact our Card Services Department at 740-454-1600. We are happy to answer your questions and will work with you to ensure your card is protected but available for all of your travel needs.